Workmen compensation insurance policy, a commercial insurance policy, provides for an employer's legal authority to compensate its employees in the event of their death or accident. The insurance, also known as employee compensation insurance or labour insurance, allows an employer to demonstrate his capacity to satisfy the duties set by the Workmen Compensation Act. Who is a Workman? Any individual hired for purposes other than the employer's trade or business (other than a person whose employment is casual and engaged for reasons other than the emplo...
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