Voluntary Provident Fund – Why You Should Opt for VPF

The Voluntary Provident Fund (VPF), also known as the Voluntary Retirement Fund, is the employee's voluntary contribution to his provident fund account. This contribution is in addition to the employee's 12% contribution to his EPF. The maximum contribution is 100% of his Basic Salary and Dearness Allowance. The interest rate is the same as the EPF rate. Employers are not required to contribute to their employees' VPF portfolios. Similarly, an employee is not required to contribute to the plan. Once a contribution has been selected in VPF, it cannot b...

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Regulating the Securities- SEBI Guidelines

SEBI, a statutory regulatory body got established on April 12, 1992. It regulates and monitors the Indian capital and securities markets, ensuring that developing regulations and guidelines protect investors' interests. SEBI's headquarters are in Mumbai's Bandra Kurla Complex. SEBI is responsible for regulating all participants in the Indian capital market. It sought to protect investors' interests and cultivate financial markets by executing SEBI guidelines and standards. Let's get in-depth to understand better what's all incorporated in SEBI guideline...

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Train Accidents: Causes and Safety Measure

The Indian Railway is the world's third-largest network, transporting 18 million people each day to their destinations. Every day, almost 16,000 trains pass across the railway tracks, and train collisions are a typical occurrence on Indian railways. According to train accident records, derailments and railway crossings generate significant accidents. Until recently, crossings were open, and most incidents incorporated human error as the cause. The Indian Railways do not have enough money to invest, and the annual accident rate is around 300, which is e...

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