Everything you should know about EPF and EPF Interest

The Employee Provident Fund (EPF) is a retirement savings system that is open to all salaried employees sponsored by the government and paid a fixed interest rate. The Employees Provident Fund Organization (EPFO), a statutory body under the Ministry of Labor and Employment, manages the employee provident fund. EPFO was established to manage the mandated contributions to the PF programme by both employees and employers. When an employee retires, he or she receives a lump sum amount of EPF, which includes the employee's and the employer's contribution, an...

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6 Ways to Save Environment

The environment is critical to a healthy life and the survival of life on Earth. The Earth is a home for various living creatures, and we are all dependent on it for food, air, water, and other necessities. As a result, each person must save and preserve our environment. So here are a few simple ways of implementing which can save environment and claim our share of a healthy and beautiful environment.Save Water to Save Environment Water is getting wasted at a far higher rate than we realise. The less water you consume, the less garbage and runof...

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Facts to know about a Mortgagor

Every person is aware that for a loan to be approved, he/she must provide some form of collateral. Individuals can mortgage their properties with a bank. The mortgagor is the person receiving the loan, whereas the mortgagee is the person providing the loan. If authorised for a loan, the mortgagor should produce a credit application and accept the mortgage terms. The mortgagee is in charge of determining the loan terms, regulating its servicing, and managing the title rights to the property asset. Meaning of 'Mortgage' A mortgage is a loan used to buy ...

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Categories:
Real Estate Law

All that you need to know about Trade Unions in India

Trade unions in India emerged as a representative of workers and the working class. Workers have worked hard to secure an acceptable level of protection against exploitation over the years. With the emergence of modern industrial establishments and with the increasing number of workers, trade unions have expanded. Trade unions empower workers with low negotiating power. A continuing association of wage earners was formed to sustain and improve their working conditions. A long-term continuous association of employees was created and maintained for furthe...

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Overview of Wildlife Conservation Efforts In India

'Wildlife' refers to plant and animal species living in their natural habitat. Wildlife conservation protects plant and animal species and their habitats. As a component of the world's ecosystems, wildlife contributes to the balance and stability of natural processes. Wildlife conservation efforts in India protect these species and educate people on how to coexist with other species sustainably. Human population has increased exponentially in the last 200 years and has currently exceeded more than 7 billion people. The population continues to grow. The...

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Land Reforms in India – Reforming Land Ownership and Regulation

The term 'land reform' involves regulation of land ownership, operation, leasing, sale, and inheritance. In an agricultural economy like India, land reforms are critical from an economic and political perspective. Land reforms in India are a government initiative to assist those living in difficult circumstances and its objective is to transfer land from people who have surplus land to people who do not have any land, thus benefiting the neediest members of society and ensuring fair land allocation. As pledged during the struggle for independence, the ...

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Categories:
Real Estate Law

Reasons for Consumer Exploitation

According to the current marketing trend, the consumer is the heart of all marketing operations and functions. The market becomes more knowledgeable, and the buyer must bear its burden in some situations. Buyer assurance, in this sense, is a display of providing consumers with complete information about the services, their rights, and the products. Consumer awareness is critical since they invest time and money in promotional activities and reserve the right to simple data. A scenario where a consumer is deceived or given misleading information by a pro...

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Categories:
Consumer Law